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	<title>ZoWanderer.com</title>
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	<link>http://www.zowanderer.com</link>
	<description>Zoan&#039;s Travel</description>
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		<title>Blogger Opp: iPad Mini Free Blogger Giveaway Event sponsored by Reader Spoils</title>
		<link>http://www.zowanderer.com/2013/06/blogger-opp-ipad-mini-free-blogger-giveaway-event-sponsored-by-reader-spoils/</link>
		<comments>http://www.zowanderer.com/2013/06/blogger-opp-ipad-mini-free-blogger-giveaway-event-sponsored-by-reader-spoils/#comments</comments>
		<pubDate>Tue, 18 Jun 2013 03:47:12 +0000</pubDate>
		<dc:creator>zoan</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.zowanderer.com/?p=2584</guid>
		<description><![CDATA[Welcome to the iPad Mini Free Blogger Giveaway Event sponsored by Reader Spoils. This giveaway will begin next Friday, June 21st and will end on July 10th. An iPad Mini will be given away as a prize.  Click Here To Sign Up! Details: Each blogger receives 1 free link of choice (Twitter, Pinterest or Instagram) Additional...]]></description>
				<content:encoded><![CDATA[<div style="text-align: center;"><a href="http://4.bp.blogspot.com/-hZcd5REVdxA/UbtQI6hucrI/AAAAAAAAHO4/j_wD15IRQrQ/s1600/SummerMustRead_Transparent+Background-01-01.jpeg" rel="nofollow"><img alt="" src="http://4.bp.blogspot.com/-hZcd5REVdxA/UbtQI6hucrI/AAAAAAAAHO4/j_wD15IRQrQ/s320/SummerMustRead_Transparent+Background-01-01.jpeg" width="306" height="320" border="0" /></a></div>
<p style="text-align: center;">
<div style="text-align: center;"><b>Welcome to the iPad Mini Free Blogger Giveaway Event sponsored by <a href="http://www.readerspoils.com/" target="_blank" rel="nofollow">Reader Spoils</a>. This giveaway will begin next Friday, June 21st and will end on July 10th. An iPad Mini will be given away as a prize. </b></div>
<p style="text-align: center;">
<div style="text-align: center;"><b><a href="http://www.facebook.com/l.php?u=https%3A%2F%2Fdocs.google.com%2Fforms%2Fd%2F1kshD2KK1_dpyceL9Qxjw0TAnKScPW-rH2E8LJcMPITk%2Fviewform&amp;h=KAQE0Zacv" target="_blank" rel="nofollow">Click Here To Sign Up!</a></b></div>
<div style="text-align: center;"><b><br />
</b><b>Details:</b></div>
<ul style="text-align: center;">
<li style="text-align: left;">Each blogger receives 1 free link of choice (Twitter, Pinterest or Instagram)</li>
<li style="text-align: left;">Additional Links can be purchased at $3 each. These links can be Facebook, Twitter, Instagram and/or Pinterest.</li>
<li style="text-align: left;">We have 3 co-host spots available for $13 each. This includes 2 links for the giveaway event, a back link to your blog on the giveaway page and a page for you to host during the event.</li>
<li style="text-align: left;">The giveaway html will be sent out next Wednesday and posts must be live by Sunday, June 23rd. We will send out reminder emails for those who forget to post.</li>
</ul>
<p style="text-align: center;">
<div style="text-align: center;"><b>Payments</b></div>
<ul style="text-align: center;">
<li style="text-align: left;">Payments can be made via Paypal to <b>childrenteachingmama@gmail.com</b></li>
</ul>
<p style="text-align: center;">
<div style="text-align: center;"><b>2 BLOGGER PARTICIPANT GIVEAWAY CONTESTS (YOU can win prizes, too!!)</b></div>
<ul style="text-align: center;">
<li style="text-align: left;">The blogger who <b>refers the most bloggers</b> to sign up will win a <b>$15 Amazon gift card</b>! Announcements are not mandatory, but are a great way to increase sign-ups so you can win. If you&#8217;d like, feel free to cut/paste the event details above as your own announcement post with a link here or to the sign-up form.</li>
<li style="text-align: left;">An additional <b>$15 Amazon gift card</b> winner will be chosen from the <b>bloggers who post an announcement</b>. So, post an announcement on your blog and you have another chance to win!</li>
</ul>
<p style="text-align: center;">
<div style="text-align: center;">This is going to be such a great giveaway and we hope you will be a part of it! You can also use the widget at the top of the post to share with your friends and followers via Facebook and Twitter. If you have any additional questions, please contact me at childrenteachingmama@gmail.com<br />
<b><a href="http://www.facebook.com/l.php?u=https%3A%2F%2Fdocs.google.com%2Fforms%2Fd%2F1kshD2KK1_dpyceL9Qxjw0TAnKScPW-rH2E8LJcMPITk%2Fviewform&amp;h=KAQE0Zacv" target="_blank" rel="nofollow">Click Here To Sign Up!</a></b></div>
<p style="text-align: center;">
Read more at <a href="http://www.childrenteachingmama.com/2013/06/sign-ups-open-ipad-mini-free-blogger.html#5Qw2gkkzGPyGmhg2.99">http://www.childrenteachingmama.com/2013/06/sign-ups-open-ipad-mini-free-blogger.html#5Qw2gkkzGPyGmhg2.99</a></p>
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		<slash:comments>0</slash:comments>
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		<title>Old School Blogging, June</title>
		<link>http://www.zowanderer.com/2013/06/old-school-blogging-june/</link>
		<comments>http://www.zowanderer.com/2013/06/old-school-blogging-june/#comments</comments>
		<pubDate>Sat, 08 Jun 2013 14:29:06 +0000</pubDate>
		<dc:creator>zoan</dc:creator>
				<category><![CDATA[ZoWander Thoughts]]></category>
		<category><![CDATA[Blogging]]></category>
		<category><![CDATA[Blogging ABCs]]></category>
		<category><![CDATA[blogging meme]]></category>

		<guid isPermaLink="false">http://www.zowanderer.com/?p=2569</guid>
		<description><![CDATA[I miss joining Blog Memes and I am glad I saw this one in Bebengisms&#8217; Blog. So I am making my blog entry for this month&#8217;s blogging meme&#8217;s theme! Alphabet Meme A. Attached or Single? Single. A single mom to two adorable kids. B. Best Friend? There are two, Emak and Bujagjag. They were my...]]></description>
				<content:encoded><![CDATA[<p>I miss joining Blog Memes and I am glad I saw this one in Bebengisms&#8217; Blog. So I am making my blog entry for this month&#8217;s blogging meme&#8217;s theme! </p>
<p>Alphabet Meme</p>
<p>A. Attached or Single? Single. A single mom to two adorable kids.</p>
<p>B. Best Friend? There are two, Emak and Bujagjag. They were my bestfriends since highschool and here they are:</p>
<p><a href="http://www.zowanderer.com/wp-content/uploads/2013/06/936520_10151450340707499_1262426448_n.jpg"><img class="aligncenter size-medium wp-image-2570" alt="936520_10151450340707499_1262426448_n" src="http://www.zowanderer.com/wp-content/uploads/2013/06/936520_10151450340707499_1262426448_n-300x300.jpg" width="300" height="300" /></a><br />
C. Cake or pie? Cake, chocolate cake, mocha cake, chiffon cake, ube cake, you name it, I EAT IT. I hate Pies. I am sorry.</p>
<p>D. Day of choice? Sundays. I love Sundays. It is the day where I could relax and feel that it is totally a rest day.</p>
<p>E. Essential Item? my iPhone! I can&#8217;t leave my room without it! It&#8217;s like I can&#8217;t breath without it.</p>
<p>F. Favorite color? I know, it&#8217;s quite obvious, but I would still say that my favorite color is PINK! Yeah. PINK.</p>
<p>G. Gummy bears or worms? Gummy bears! I love those cute little edible bears!</p>
<p>H. Hometown? Pangantucan Bukidnon. I know, you don&#8217;t seem to know where my hometown is located and you even wonder why if it exists in Google Earth!</p>
<p>I. Favorite Indulgence? Having a good and fast and reliable ISP. Yeah, aside from the fact that sometimes you don&#8217;t see my place in a map, we don&#8217;t have landlines here and we don&#8217;t have 3G or 4G connections. So when I get the chance and I am in another place where there is a FAST CONNECTION, I ENJOY IT TOO MUCH I FORGOT I HAVE NOT EATEN YET. Have you experience that?</p>
<p>J. January or July? July. It&#8217;s my birth month.</p>
<p>K. Kids? 1 handsome little boy and 1 pretty little girl.</p>
<p><a href="http://www.zowanderer.com/wp-content/uploads/2013/06/IMG_6130.jpg"><img class="aligncenter size-medium wp-image-2571" alt="IMG_6130" src="http://www.zowanderer.com/wp-content/uploads/2013/06/IMG_6130-300x300.jpg" width="300" height="300" /></a></p>
<p>L. Life isn’t complete without? God, Family, Friends. iPhone, Laptop, Internet Connection, Camera, Chocolate, Cotton Candy. And the list could go on and on.</p>
<p>M. Marriage date? N/A</p>
<p>N. Number of brothers/sisters? I have 2 handsome brothers.</p>
<p>O. Oranges or Apples. Oranges!</p>
<p>P. Phobias? I don&#8217;t have one:)</p>
<p>Q. Quotes? Yesterday ended last night.</p>
<p>R. Reasons to smile? I have so many reasons to SMILE, my kids, my family, my business, my blogging/online friends, my real time/offline friends.</p>
<p>S. Season of choice? SUMMER! I love the BEACH, the SUN and the 2 piece swimsuits!<br />
<a href="http://www.zowanderer.com/wp-content/uploads/2013/06/IMG_6929.jpg"><img class="aligncenter size-medium wp-image-2572" alt="IMG_6929" src="http://www.zowanderer.com/wp-content/uploads/2013/06/IMG_6929-300x300.jpg" width="300" height="300" /></a></p>
<p>T. Tag 5 People. <a href="http://verabear.net/">Vera</a>, <a href="http://www.mommyrubz.com/">Ruby</a>, <a href="http://mommyko.com/">Genny</a>, <a href="http://www.mum-writes.com/">Vix</a>, and <a href="http://lovintheprizeoflife.blogspot.com/">Aine</a> .</p>
<p>U. Unknown fact about me? I can drive a 10-wheelers truck if I need to and if I want to because I can.</p>
<p>V. Vegetable? Lettuce.</p>
<p>W. Worst habit? Procrastinating.</p>
<p>X. Xray or Ultrasound?  &#8211; None of the above. I don&#8217;t have a broken bone and I don&#8217;t have a baby bump right now, so I don&#8217;t need one.</p>
<p>Y. Your favorite food? Fruit Salad.</p>
<p>Z. Zodiac sign? Cancer!</p>
<p>It&#8217;s your turn, you could visit the Old School Blogging Hosts <a href="http://www.misselaineouslife.com/">Elaine</a> and her co-host <a href="http://www.jenniferpwilliams.com/">Jennifer</a> and check out their entries!</p>
<p><center><br />
<a href="http://www.misselaineouslife.com" target="_blank"><img alt="" src="http://i1235.photobucket.com/albums/ff437/elainea1/OSBimage125.jpg" border="0" /></a></center></p>
]]></content:encoded>
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		<slash:comments>17</slash:comments>
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		<item>
		<title>5 Years of being a Globe User and Counting!</title>
		<link>http://www.zowanderer.com/2013/06/5-years-of-being-a-globe-user-and-counting/</link>
		<comments>http://www.zowanderer.com/2013/06/5-years-of-being-a-globe-user-and-counting/#comments</comments>
		<pubDate>Sat, 01 Jun 2013 07:33:33 +0000</pubDate>
		<dc:creator>zoan</dc:creator>
				<category><![CDATA[Gadgets]]></category>
		<category><![CDATA[Pinoy Ako]]></category>
		<category><![CDATA[ZoWander Thoughts]]></category>
		<category><![CDATA[Glad to be Globe]]></category>
		<category><![CDATA[Globe]]></category>
		<category><![CDATA[Globe User]]></category>
		<category><![CDATA[smart phones]]></category>

		<guid isPermaLink="false">http://www.zowanderer.com/?p=2553</guid>
		<description><![CDATA[I got my first cellphone when I was a freshman college student and I don&#8217;t care what service provider I used, back then. The important thing was I have a cellphone, I can text and I can call. But when I was in my senior years, I realized that I am not satisfied with the...]]></description>
				<content:encoded><![CDATA[<p>I got my first cellphone when I was a freshman college student and I don&#8217;t care what service provider I used, back then. The important thing was I have a cellphone, I can text and I can call. But when I was in my senior years, I realized that I am not satisfied with the service that I am paying for so I SWITCHED.<br />
I was a prepaid Globe user and I do register to Unli-call and Unli-text all the time because I need it. I need it because I came from the province of Bukidnon and our place is four hours away from my school and being home-sick kills me. I always call my parents and my siblings every time I got the chance to call and I always text my high school friends to check if they are on the city so we could get-together from time to time.</p>
<p>When I started my business 5 years ago, I realized that I need to have my own postpaid line with Globe because I need to connect with my customers and with my business partners.</p>
<p>I am <strong>GLAD TO BE GLOBE</strong>  because it was so easy to apply for a Postpaid Plan with them. Believe it or not, I have 2 personal lines, 5 plans under my business name, 1 unlisurf, 1 my family circle plan, and I am still planning to apply for a new line. I even convinced my relatives to apply for a Globe postpaid line because you get more than your money&#8217;s worth.</p>
<p>I am <strong>GLAD TO BE GLOBE</strong> because it brings me to my first Smart Phone, my iPhone 4S. I cannot afford to buy an iPhone and I am glad that Globe has made it possible for me to own one with their affordable postpaid plans. I didn&#8217;t regret making the switch 5 years ago.</p>
<p><a href="http://www.zowanderer.com/wp-content/uploads/2012/03/IMG_3548.jpg"><img class="aligncenter size-medium wp-image-1375" alt="IMG_3548" src="http://www.zowanderer.com/wp-content/uploads/2012/03/IMG_3548-300x200.jpg" width="300" height="200" /></a></p>
<p>I am <strong>GLAD TO BE GLOBE</strong> because I am allowed to have another iPhone 4S postpaid line that I have given to my dear brother who wants to own one too. He was so thankful that I have applied for a postpaid plan for him alone, it is unli-call, unli-text and unli-surf so that he can enjoy using his smart phone.<br />
<a href="http://www.zowanderer.com/wp-content/uploads/2013/05/IMG_0351.jpg"><img class="aligncenter size-medium wp-image-2557" alt="IMG_0351" src="http://www.zowanderer.com/wp-content/uploads/2013/05/IMG_0351-300x300.jpg" width="300" height="300" /></a><br />
<a href="http://www.zowanderer.com/wp-content/uploads/2013/05/IMG_0365.jpg"><img class="aligncenter size-medium wp-image-2558" alt="IMG_0365" src="http://www.zowanderer.com/wp-content/uploads/2013/05/IMG_0365-300x300.jpg" width="300" height="300" /></a><br />
I am <strong>GLAD TO BE GLOBE</strong> because even though they provide priority numbers when paying for your Globe bill, you don&#8217;t have to wait that long. They have very efficient employees around the country. The first photo below is a Globe store located in Valencia Bukidnon, and the second photo is another Globe Store located in Lim Ket Kai, Cagayan de Oro. Of course you can pay your Globe bill through Bayad Centers and Bank transactions, and I can even auto-charge it with my credit card if I want to.<br />
<a href="http://www.zowanderer.com/wp-content/uploads/2013/05/154902_10151171816922499_1786109826_n.jpg"><img class="aligncenter size-medium wp-image-2559" alt="154902_10151171816922499_1786109826_n" src="http://www.zowanderer.com/wp-content/uploads/2013/05/154902_10151171816922499_1786109826_n-300x300.jpg" width="300" height="300" /></a><a href="http://www.zowanderer.com/wp-content/uploads/2013/05/535618_10151281741632499_1830310665_n.jpg"><img class="aligncenter size-medium wp-image-2560" alt="535618_10151281741632499_1830310665_n" src="http://www.zowanderer.com/wp-content/uploads/2013/05/535618_10151281741632499_1830310665_n-300x225.jpg" width="300" height="225" /></a><br />
I am <strong>GLAD TO BE GLOBE</strong> because it paved the way to my LOVE for Apple products. If Globe didn&#8217;t approve my application for an iPhone 4S plan, I couldn&#8217;t appreciate Apple products because I have not tried using it.<br />
<a href="http://www.zowanderer.com/wp-content/uploads/2013/05/33978_10151293846247499_1892445549_n.jpg"><img class="aligncenter size-medium wp-image-2561" alt="33978_10151293846247499_1892445549_n" src="http://www.zowanderer.com/wp-content/uploads/2013/05/33978_10151293846247499_1892445549_n-300x300.jpg" width="300" height="300" /></a>I am<strong> GLAD TO BE GLOBE</strong> because they have made a <strong>BOLD MOVE</strong> in upgrading their network in the whole Philippines. Dropped calls were reduced, text messages arrived on time even during holidays, and internet is <strong>FASTER</strong> compared to other network service providers.</p>
<p>I am <strong>GLAD TO BE GLOBE</strong> because it doesn&#8217;t only connect me to my love-ones and friends but it allows me to connect with my readers and social network friends.</p>
<p>I am <strong>GLAD TO BE GLOBE</strong> and I have been for the past five years and I will be for the next coming years because <strong>NOTHING COMPARES TO GLOBE</strong> Services. They have stood by their promise, they connect people, they bridge communities, and yes they care for their subscribers.</p>
<p>I am <strong>GLAD TO BE GLOBE</strong>, ARE YOU?</p>
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		<slash:comments>17</slash:comments>
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		<item>
		<title>Single Parenthood</title>
		<link>http://www.zowanderer.com/2013/05/single-parenthood/</link>
		<comments>http://www.zowanderer.com/2013/05/single-parenthood/#comments</comments>
		<pubDate>Fri, 31 May 2013 14:05:27 +0000</pubDate>
		<dc:creator>zoan</dc:creator>
				<category><![CDATA[Home]]></category>
		<category><![CDATA[kids corner]]></category>
		<category><![CDATA[Mother and Child]]></category>
		<category><![CDATA[ZoWander Thoughts]]></category>
		<category><![CDATA[on being a mom]]></category>
		<category><![CDATA[on being a sahm]]></category>
		<category><![CDATA[on being a single parent]]></category>
		<category><![CDATA[single father]]></category>
		<category><![CDATA[single mother]]></category>
		<category><![CDATA[single parent]]></category>

		<guid isPermaLink="false">http://www.zowanderer.com/?p=2521</guid>
		<description><![CDATA[Being a single parent is hard, and I have been saying this for all of eternity. It is hard to rise up a child, what more if you have more than one? I always tell my single friends (especially the ladies) and my nieces to always keep in their minds that having a child is...]]></description>
				<content:encoded><![CDATA[<p>Being a single parent is hard, and I have been saying this for all of eternity. It is hard to rise up a child, what more if you have more than one? I always tell my single friends (especially the ladies) and my nieces to always keep in their minds that having a child is not easy and that being a single parent makes it harder too. Though we see a lot of single parent who succeed in life, we should, or you should never believe that they have an easy life.</p>
<p><a href="http://www.zowanderer.com/wp-content/uploads/2013/05/IMG_7046.jpg"><img class="aligncenter size-medium wp-image-2522" alt="IMG_7046" src="http://www.zowanderer.com/wp-content/uploads/2013/05/IMG_7046-300x300.jpg" width="300" height="300" /></a></p>
<p>It is so hard to raise a child and it is so hard to make a living, aside from that, it is also quite hard to make ends meet. So please bear in mind that if you are not ready to be a mother or father, be responsible of your actions.</p>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Choose Your Insurance Wisely</title>
		<link>http://www.zowanderer.com/2013/05/choose-your-insurance-wisely/</link>
		<comments>http://www.zowanderer.com/2013/05/choose-your-insurance-wisely/#comments</comments>
		<pubDate>Tue, 28 May 2013 09:38:36 +0000</pubDate>
		<dc:creator>zoan</dc:creator>
				<category><![CDATA[ZoWander Thoughts]]></category>
		<category><![CDATA[bad service]]></category>
		<category><![CDATA[family protect plus]]></category>
		<category><![CDATA[insurance gone wrong]]></category>
		<category><![CDATA[insurance policy]]></category>
		<category><![CDATA[Malayan Insurance]]></category>
		<category><![CDATA[YGC Company]]></category>

		<guid isPermaLink="false">http://www.zowanderer.com/?p=2543</guid>
		<description><![CDATA[When I decided to insure myself to Malayan Insurance Family Protect Plus I received a letter from them and here is what they said to me: Dear Policyholder, Thank you for choosing Family Protect Plus as your insurance plan. You have taken an important step in safeguarding the financial security of your family. The attached...]]></description>
				<content:encoded><![CDATA[<p>When I decided to insure myself to Malayan Insurance Family Protect Plus I received a letter from them and here is what they said to me:</p>
<p>Dear Policyholder,<br />
Thank you for choosing Family Protect Plus as your insurance plan. You have taken an important step in safeguarding the financial security of your family.<br />
The attached Confirmation of Cover (COC) will provide you with the summary of the terms and conditions of your coverage. Please read through the provisions carefully.<br />
If you have questions regarding your coverage, you may call YGC-CSI at (02)894-2890. Our Customer Care Officers will be most pleased to assist you.<br />
Thank You.</p>
<p>So, after reading that beautiful letter, I cannot attest to its truthfulness. I have made a BIG MISTAKE when I decided to choose Family Protect Plus as my insurance plan. And though I have read through the provisions carefully, I have not quite understood why it is so hard to make a claim with them. And their Customer Care Officers are not pleased to assist me.</p>
<p>My son was admitted last year for 4 days. According to my COC, my son’s daily hospitalization benefit is 1,250php per day. It is just a small amount but it will be a very big help to my son’s hospital bills. I have sent the needed documents last January through LBC and I have waited for so long for Malayan Insurance to call me. So last March I have decided to call their hotline using my mobile phone because we don’t have landlines here in my place. The Customer Care Officer just told me that they have not received any documents and that they will check their files first then they will call me back. I haven’t heard from them so I called them back last April, and again the Customer Care Officer told me that she will just call me if they can find my files and that she will ask the person who is assigned to receive such documents and so I waited for her call. Oh how time flies, but still, they have not called my cellular phone number to confirm if they have or they have not received my documents.</p>
<p>And now, May is almost over, so I decided to call their hotline number 02-242-8888-495 and guess what, I was transferred ten times!!! I am so tired of telling them, saying that “hey, I want to follow up with regards to my claims about the Family Protect Plus, etc” and then the person I am talking to would just say “Oh, this is not the claims department, I will transfer you to them”, TEN TIMES! Hey, doesn’t anybody of you know where to connect my call? Aside from being transferred TEN TIMES, they also cut the line. I mean, I was calling, using my cellular phone, and the Customer Care Officer would tell me, wait for a moment Ma’am then the line just went dead twice! CUSTOMER CARE my a**. I am your client and I deserve not to be mistreated.</p>
<p>So now, I have decided to STOP my Insurance Plan with them and they give me a f*ckin not working number. 894-2890, that is the number where I could talk to somebody with a common sense and it is not WORKING! I told the woman I am speaking to that I am just using my cellular phone and that we don’t have a land line number and if that number should be dialled with an area code or something and she told me that it can be dialled using my phone and voila, it didn’t work.</p>
<p>Hello Malayan Insurance marketing people, would you mind stop me from blabbering here and will you please email me with something worth my while. I want to cancel MY INSURANCE POLICY with you and I want you to stop charging my credit card because HONESTLY, I AM NOT SATISFIED with the way you deal with your client. I think you need to study and understand more about your INSURANCE POLICY and have your employees attend seminars to know what they needed to do with their work because I think, oh no, I believe they do not know what they are doing.</p>
<p>Friends, if you are thinking of insuring yourself, better stay away from Malayan Insurance. Hmmm, maybe it is okay if you live in Makati or near Makati so you can drag your a** in their office and talk to them face to face when you are making claims, rather than talking with them on the phone. I am paying a small premium every month compared to other insurance policies but just because I am paying a rather small amount doesn&#8217;t mean that you will not give me what is due to me.</p>
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