Protecting Yourself from Litigation and Costly Fines

A notary public is responsible for verifying signatures and validating documents that can hold up in a court of law if necessary. When a notary validates a document that has been forged or signed fraudulently, this person could be held legally and financially liable.

Because the courts have the leeway to render judgment that can cost notaries hundreds or thousands of dollars, it is understandable why some people would hesitate to join this profession. When you are considering studying to become a notary in Illinois, you may take comfort in the fact that you can invest in insurance that will shield you to a great extent from legal liabilities during your notary public tenure.

The Protection of the Policy

The insurance policy, which is called Employer’s Blanket Errors and Omission insurance, covers notaries public like you from litigation in court for actions over which you may have had no control. Most states hold the notary responsible for notarized documentation that has been signed fraudulently or forged. Even if you check the signer’s proof of identification and used your best judgment to determine the authenticity of the signature, you could still be held liable and fined by the court.

The insurance will pay the fine for you so that you do not have to pay it out of your own pocket. You can file the claim with the issuer of the policy and have the amount sent directly from the insurance company to the plaintiff.

It additionally covers the cost of your defense during the litigation so you can hire the best legal counsel to take your case. You do not have to pay your court costs or retainer fee. You can focus on proving your innocence and holding up your reputation as a notary public.

The policy is available to you at no cost as well. You will not have to pay premiums on the policy while you work as a notary public. The cost of the policy will be paid by your employer.

The insurance is available in most states. You can go online today to find out if your state is permitted to extend this coverage to you. You can also use the email address to make official inquiries about signing up for the policy once you have completed your notary public examination and have been licensed or certified by the state in which you plan to work.

Three Tips for Saving Money When the Unexpected Happens

You can’t predict what kind of curves life will throw at you. Anytime you think you know what is going to happen, you will be surprised by the unexpected events that will occur. And, when you are confident that you are making all of the right choices and that your life is on the right track, a surprise or disaster could strike and change your whole world in an instant. Luckily, there are lots of things that you can do to prepare for the worst and prevent the damage that it can do. An ounce of prevention is worth a pound of cure, so consider these three tips to save you money in the long run by preparing for the worst possibilities.

Get Insurance for Your Most Valuable Possessions

Everyone knows that it is important to have insurance for big items like your home and your car. Smart people know that it is key to insurance all of your valuable possessions, including the ones that you may not think about. If you do not own a home, make sure that you have full renter’s insurance, so that your precious belongings are covered in the case of a theft or disaster in your home. If you have a horse, make sure you get horse insurance from a well-established and trusted provider like Ark Agency. This kind of protection will be extremely valuable if you ever need it and will you bring peace of mind.

Talk to an Expert

Whether you’ve been hit by a natural disaster or a surprising medical expense, you don’t have to go it alone. Instead, reach out and talk to a professional who can help you get through this difficult time and save some money. If you have a lawyer already, he or she may be able to help. Otherwise, talk to a pro in whatever area you are facing difficulty. Many professionals will offer a free consultation to help you get started figuring out your next move.

Lean On Friends and Family

You may be surprised to find out just how much your friends and family will be willing to help you out when disaster strikes. Consider starting a funding campaign if you have medical expenses, and reach out to people who care about you for help. You’ll be glad for their assistance when you need it.